About Pathway Lending

A national leader in economic development lending, Pathway Lending is a Community Development Financial Institution that increases access to capital for underserved businesses in Tennessee & Alabama.

Our Mission

To provide lending solutions and educational services that supports the development, growth, and preservation of underserved small businesses, affordable housing, and sustainable communities. We are financing businesses and strengthening communities.

Our History

Created in 1999 as an economic development agency to increase access to capital for Tennessee businesses and certified as a Community Development Financial Institution by the US Treasury in 2002, we have a strong history of doing good work. We connect our clients with the resources they need to seed innovation and investment to create jobs and generate wealth in economically underserved communities. Our goal is no missed opportunities!

Our Target Market

Pathway Lending provides capital resources and educational services to businesses throughout Tennessee and Alabama; we also serve Kentucky through our Veterans Business Outreach Center. We focus our activities on underserved Target Markets that include businesses located in Qualified Investment Areas (as defined by low-income census tracts, poverty rates, and unemployment statistics) and African-American owned businesses.

Executive Team

Clinton B. Gwin President & Chief Executive Officer
Show Bio
Industry leader in economic development lending. A proven innovator with 20 years of experience helping business grow.
Amy Bunton EVP | Chief Operating Officer
Show Bio
Accomplished economic development executive who improved access to capital for women and minority-owned businesses.
Barbara Harris, CPA, CGMA EVP | Chief Financial Officer
Show Bio
A respected corporate finance professional with experience in strategy, budgeting and non-profit management.
Hank Helton EVP | Chief Stakeholder Officer
Show Bio
Accomplished financial and community development professional. Leading our team to connect opportunity and capital.
Richard Bird, CPA Chief Accounting Officer
Show Bio
Strategic and process-oriented business professional with extensive knowledge of financial operations and accounting.

Our Staff

Jeffrey Adams Credit Analyst III
Alice Beshara Project Manager
Show Bio
Experienced bank regulator with expertise in consumer issues and community development.
Lorraine Biggs, CPA SVP Controller
Show Bio
Seasoned public and private accounting professional. Oversees accounting systems to ensure strong financial practices.
Mike Blackwell Chief Credit Officer
Tabatha Boatner VP- Loan Operations
Tracy Buckley, CEcD Director, Commercial Real Estate
Nonee Cargle Loan Documentation Coordinator
Gabrielle Cash Business Analyst
Andrea Conwell Project Manager
Rob Corrigan Veterans Business Outreach Center Director
Loren Dabbs Loan Coordinator
Keyunta Dawson Senior Business Advisor- Business Development
Jowana Dunlap Loan Application Intake Specialist
Jon Eisen VP Lending- Middle Tennessee
Brandon England Energy Efficiency Loan Program Director
Show Bio
Expert in efficiency and renewable energy solutions. Equipped to help generate savings that grow Tennessee business.
Leslie Hayes SVP Education and Entrepreneurship
Kristina Head VP Lending- Chattanooga
Katie Hendrix Director, Community Engagement
Keith Hickey SVP Lending
Show Bio
Seasoned lender leading efforts to bring capital resources to small business owners and entrepreneurs across East Tennessee.
Paul M. Hoffmann SVP Economic & Social Impact
Show Bio
Expert in program development, communications, and impact measurement. Dedicated to making real impacts in Tennessee and Alabama.
Paige Hoover, CPA Senior Accountant
Dale Horne SVP Grants & Contracts Accounting
Show Bio
Corporate Accounting Professional with 25 years of experience, committed to providing financial information in accordance to GAAP and GASB.
Jodi Hosmer Loan Operations Specialist
Premi John Data Integrity Specialist
Show Bio
Skilled researcher and database designer responsible for managing and streamlining the data behind our programs and clients.
Rita Johnson Administrative Specialist
Jarlecia Jones VP Lending- Memphis
Bob Lancaster Business Advisory Services Director
Show Bio
Seasoned executive who draws on strategic planning, management, and accounting experience to ensure clients succeed.
Carla Loveless, CPA Senior Business Advisor
Alice Mallory Loan Documentation Coordinator
Derrick Martin VP, Rural Lending
T.J. Miller Director of Digital Client Experience
Show Bio
Hands-on, tech savvy marketing executive and data-driven strategist helping businesses grow through sound marketing strategy.
Heather Mitchell Credit Analyst III
Kathy Morrison Managing Director - Business Advisors
Daniel Mosugu AVP, Energy Efficiency
Kim Murray Credit Analyst lll
Aja Nowlin Compliance Specialist
Show Bio
Experienced grants and compliance professional. Dedicated to strong oversight of grant programs and accurate stakeholder reporting.
Jennifer Ogg Executive Office Manager
George Ortega Business Advisor Trainer (VBOC)
Bryan Powell Business Systems Analyst
Erin Raffield Marketing Strategist
Lori Rochelle Chief People Officer
Show Bio
A dynamic leader who wears many hats, she oversees office operations and keeps Pathway running smoothly and professionally.
Scott Schumann Portfolio Manager
Thomas Sheffield Director, Nashville Opportunity Fund
Bruce Trimble Senior Business Advisor, Financial
Kenechi Udeh, MBA Staff Accountant
Ashley Verbert IT & Systems Coordinator
Anne Weber Senior Business Advisor, Strategic Planning
Daniel A. Wilson SVP Loan Operations
Show Bio
Veteran loan operations specialist. Directs and manages all loan fund operations to maintain strong portfolio health.
Mason Worthington, CPA Director, Tennessee Rural Entrepreneurship
Show Bio
Respected business advisor dedicated to providing quality coaching to improve the organizational health of our clients.
Larry Wright Special Asset Portfolio Manager
Ann Zack Senior Business Advisor - Chattanooga

Our Board of Directors

Pathway Lending is a private, 501(c)3 organization governed by an independent board of directors. The board provides fiduciary and organizational oversight and ensures we achieve our mission of growing businesses and strengthening Tennessee communities.

Tom Hunter 
Owner, American Heritage Trees

David Berezov 
Associate Professor of the Practice of Engineering Management, Vanderbilt University School of Engineering

Dr. William H. (Herb) Byrd, III (Chairman)
Vice President for Public Service, University of Tennessee

Jon Davies (Vice Chairman)
Senior Vice President/Compliance Executive – Community Affairs and Contributions, Regions Financial Corporation

Ivanetta Davis-Samuels
Senior Vice President – General Counsel & Corporate Secretary, Meharry Medical College

Andre Gist
CEO, MIG Steel Fabrication

Cindy Herron
Vice President EnergyRight and Renewable Solutions, Tennessee Valley Authority

Hugh Queener
Chief Administrative Officer, Pinnacle Financial Partners

Our nonprofit is growing! Any open positions will be listed below.

Director, Affordable Multi-Family Housing

This position supports Pathway Lending’s goals, values, and philosophy by exhibiting the following behaviors: excellence, quality service, commitment, and accountability. POSITION SUMMARY: Working under the policy direction of Pathway Lending and under the general supervision of SVP Lending, this position supports market development and relationship development for affordable multi-family housing lending throughout its statewide target


Looking to join a team that is dedicated to the growth and development of small businesses and sustainable communities across Tennessee? Pathway Lending is looking for dynamic individuals who are passionate about entrepreneurship and the success of small businesses and sustainable communities in Tennessee. With a vision of no missed opportunities, we are seeking to