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About Us

Our History

Pathway Lending was created in 1999 as an economic development agency to increase access to capital for Tennessee businesses. As a Community Development Financial Institution certified by the US Treasury, we do good work. We align capital with opportunity to seed innovation and investment in communities across Tennessee and Alabama. In 2017 Pathway Lending originated $40.2 million in loans, aided 883 education clients, delivered 8,153 hours of technical assistance, and grew to $137 million in total assets.

Our Mission

The mission of Pathway Lending is to provide lending solutions and educational services that support the development, growth, and preservation of underserved small businesses, affordable housing, and sustainable communities.

We are financing businesses and strengthening communities.

Our Target Market

Pathway Lending serves businesses throughout Tennessee and Alabama; but focuses its activities on underserved Target Markets that include businesses located in Qualified Investment Areas (as defined by low-income census tracts, poverty rates, and unemployment statistics) and African-American owned businesses.

Our Board of Directors

Pathway Lending is a private, 501(c)3 organization governed by an independent board of directors. The board provides fiduciary and organizational oversight and ensures we achieve our mission of growing businesses and strengthening Tennessee communities. See our current Board.


Our Staff

Joe Agnetta
Joe Agnetta Chief Credit Officer

Experienced commercial lending professional. Builds credit policy and practices to strengthen Pathway’s loan portfolio.

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Lorraine Biggs, CPA Controller

Seasoned public and private accounting professional. Oversees accounting systems to ensure strong financial practices.

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Richard Bird, CPA SVP of Finance
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Amy Bunton President Women’s Business Center

Accomplished economic development executive who improved access to capital for women and minority-owned businesses.

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Loren Dabbs Loan Operations Specialist

Dedicated liaison for post loan customer services. Responsible for crossing the t's and dotting the i's to keep our portfolio strong.

Brian Denney Pathway Lending
Brian Denney Alabama Regional Director

Banking veteran and small business owner dedicated to growing Alabama businesses.

Brandon England
Brandon England Director Energy Efficiency Lending

Expert in efficiency and renewable energy solutions. Equipped to help generate savings that grow Tennessee business.

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Mark Evans Internal Loan Review
Lisa Guzda
Lisa Guzda Administrative Assistant

Seasoned Administrative Assistant using knowledge and maturity to assist Pathway Lending and our clients.

Clint Gwin, Pathway Lending
Clinton B. Gwin President

Industry leader in economic development lending. Proven innovator with 20 years’ experience helping business grow.

Barbara Harris, Pathway Lending
Barbara Harris, CPA, CGMA Chief Financial Officer

A respected corporate finance professional with experience in strategy, budgeting and non-profit management.

Hank Helton of Pathway Lending
Hank Helton SVP of Lending

Accomplished financial and community development professional. Leading our team to connect opportunity and capital.

Paul Hoffmann
Paul M. Hoffmann Director of Policy & Impacts

Expert in program development, communications, and impact measurement. Dedicated to making real impacts in Tennessee and Alabama.

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Dale Horne Senior Financial Accountant

Corporate Accounting Professional with 25 years of experience, committed to providing financial information in accordance to GAAP and GASB.

Travis Hughes VP at Pathway Lending
Travis Hughes VP of Commercial Lending & Client Relations

Certified business consultant and accomplished lender committed to supporting Memphis area entrepreneurs with funding and counseling.

Premi John, Data Entry Clerk at Pathway Lending
Premi John Data Entry Clerk

Skilled researcher and database designer responsible for managing and streamlining the data behind our programs and clients.

Bob Lancaster
Bob Lancaster Director of Advisory Services

Seasoned executive who draws on strategic planning, management, and accounting experience to ensure clients succeed.

Jen McLachlan Pathway Lending
Jennifer McLachlan Administrative Marketing Manager

Leader in marketing, branding, and small business technology. Ensures Pathway delivers on its innovative programs.

Loretta Miles, Loan Operations Specialist
Loretta Miles Loan Portfolio Specialist

Government-guaranteed lending veteran specializing in the SBA 504 Program at our Paris, TN location.

Phylicia Coleman
Phylicia Coleman Moye, CPA Advisory Services Consultant

Valued resource who provides sound business coaching and financial analysis services to entrepreneurs across Tennessee.

Aja Nowlin
Aja Nowlin Grants & Compliance Specialist

Experienced grants and compliance professional. Dedicated to strong oversight of grant programs and accurate stakeholder reporting.

Pathway VBOC Director Reggie Ordonez
Reggie Ordonez Director, Veterans Business Outreach Center

Marine Corps Veteran and certified instructor dedicated to connecting fellow Veterans to entrepreneurial resources and education.

Dana Pacini Credit Administration Support

Skilled lending professional working as liaison between lenders and credit analysts to collect data and help clients achieve their goals.

Terry Randall
Terry Randall Loan Documentation Specialist

Accomplished expert in managing credit, collateral, and documentation to close loans and make opportunity happen.

Donna Robinson
Donna Robinson Accounting Technician

A veteran accounting professional with experience interpreting financial data and monitoring financial reporting.

Lori Rochelle
Lori Rochelle VP of Administration

A dynamic leader who wears many hats, oversees office operations, and keeps Pathway running smoothly & professionally.

Sarah Simpkins
Sarah Simpkins Credit Analyst

Skilled origination specialist. Provides insightful analysis that keeps capital flowing to small and growing businesses across Tennessee.

Pam Theis Pathway Lending
Pam Theis VP of Lending & Client Relations

Expert business lender. Engages with entrepreneurs to evaluate their needs and connect them to the right resources.

Dan Wilson
Daniel A. Wilson VP of Lending Operations

Veteran loan operations specialist. Directs and manages all loan fund operations to maintain strong portfolio health.

Mason Worthington
Mason Worthington, CPA Advisory Services Specialist

Respected business advisor dedicated to providing quality coaching to improve the organizational health of our clients.

Want to join the Pathway Lending team?

Our nonprofit is growing! Any open positions will be listed below:

Hiring: Alabama VP of Lending

We’re hiring: VP of Business Lending (Alabama Region)

Regional CDFI is accepting application for VP of Lending position to serve state of Alabama. While Community Development Financial Institutions (CDFIs) like Pathway Lending can be a game changer for economically underserved entrepreneurs and communities, it’s still a new concept. That’s where this position comes in. The VP of Lending for our Alabama region will Read more
Pathway Lending is hiring a Portfolio Manager

We’re hiring: Portfolio Manager

Pathway Lending is looking for an experienced financial professional for full-time position Pathway Lending is currently taking applications for the position of Portfolio Manager at their Nashville headquarters. Primary duties and responsibilities for Portfolio Manager position include: Conducting ongoing review, spread and analyzation of client financials and developing analysis of client financial position, and discussing Read more
We make decisions based on your opportunity.
Call or email to begin a relationship.