Skip To Content

Energy Efficiency Loans

Putting significant, long-term savings within reach for commercial,
industrial, and nonprofit businesses and governmental entities

Up to 100% financing for projects ranging from $20,000 to $5 million

Pathway Lending operates a low-interest, revolving loan fund to finance energy efficiency and renewable energy projects in Tennessee. To date, we have funded more than 200 projects throughout the state.

Why use Pathway Lending for your energy efficiency project?

Traditional financing sources often will not lend for energy efficiency projects because such projects are outside of the institution’s knowledge base, and adequate collateral is not available.

What kind of projects can be completed with a Pathway Lending Energy Efficiency Loan?

Pathway Lending can finance any investment in a fixed asset that provides significant reductions in energy, emissions, and/or utility consumption.

Common projects we fund include:

  • Lighting
  • Solar
  • HVAC Replacements
  • Cool Roofs
  • Air Compressors

We have different rates and terms based on your type of organization – here is how it works:

BUSINESSES & NONPROFITS VERSUS GOVERNMENTAL ENTITIES

EE Loans for Businesses and Nonprofits

We offer energy efficiency loans to industrial, commercial, and private non-profit facilities located in the state of Tennessee. Program features include:

  • Below market rates
  • 2% rate for 5 years or 5% rate for 10 years
  • Interest-only draw period
  • 100% Financing

Key Markets:

  • Private, locally-owned industrial businesses
  • Hotels
  • Auto dealerships
  • Athletic/community centers (both for-profit & non-profit)

 

Apply for an Energy Efficiency Loan

EE Loans for Governmental Entities

We offer energy efficiency loans to local governments.
Program features include:

  • Below market rates
  • 2% rate for 6-year capital outlay notes
  • Annual payments
  • 100% financing

Key Opportunities:

  • School systems
  • Jails and hospitals
  • Water treatment facilities
  • Street lighting

 

Apply for an Energy Efficiency Loan

PATHWAY LENDING’S ENERGY EFFICIENCY BLOG FEED:

Energy Project Financing Options: Overview

Financing Options for Energy Improvement Projects

New Blog Series: Energy Efficiency Project Financing Options for Businesses, Nonprofits, and Local Governments If you’ve read through our Energy Efficiency Loan Program page, you already know that Pathway Lending’s EE Loan program is tough to beat. Thanks to a program partnership with the State of Tennessee and Tennessee Valley Authority, we’re able to offer Read more
Crown College Energy Efficiency Project Success Story

Success Story: Crown College

Advancing a mission of stewardship by investing in energy efficiency The Crown College of the Bible is a private, nonprofit Christian college located in East Tennessee. Since opening its doors in 1991, the college has grown to an enrollment of more than 800 students in various fields of study through in their School of Ministry, Read more
REAP Grant Deadline

Apply for USDA REAP Energy Grant by March 31

Guaranteed loan financing and grant funding to agricultural producers and rural small businesses The next application deadline for Rural Energy for America Program (REAP) grants is Friday, March 31, 2017. This program provides loan financing and grant funding to rural small businesses and agricultural producers to install or purchase renewable energy systems and make energy Read more

We make decisions based on your opportunity.
Call or email to begin a relationship.
X
- Enter Your Location -
- or -