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Energy Efficiency Loans

Putting significant, long-term savings within reach for commercial,
industrial, and nonprofit businesses and governmental entities

Up to 100% financing for projects ranging from $20,000 to $5 million

Pathway Lending operates a low-interest, revolving loan fund to finance energy efficiency and renewable energy projects in Tennessee. To date, we have funded more than 200 projects throughout the state.

Why use Pathway Lending for your energy efficiency project?

Traditional financing sources often will not lend for energy efficiency projects because such projects are outside of the institution’s knowledge base, and adequate collateral is not available.

What kind of projects can be completed with a Pathway Lending Energy Efficiency Loan?

Pathway Lending can finance any investment in a fixed asset that provides significant reductions in energy, emissions, and/or utility consumption.

Common projects we fund include:

  • Lighting
  • Solar
  • HVAC Replacements
  • Cool Roofs
  • Air Compressors

We have different rates and terms based on your type of organization – here is how it works:

BUSINESSES & NONPROFITS VERSUS GOVERNMENTAL ENTITIES

EE Loans for Businesses and Nonprofits

We offer energy efficiency loans to industrial, commercial, and private non-profit facilities located in the state of Tennessee. Program features include:

  • Below market rates
  • 2% rate for 5 years or 5% rate for 10 years
  • Interest-only draw period
  • 100% Financing

Key Markets:

  • Private, locally-owned industrial businesses
  • Hotels
  • Auto dealerships
  • Athletic/community centers (both for-profit & non-profit)

 

Apply for an Energy Efficiency Loan

EE Loans for Governmental Entities

We offer energy efficiency loans to local governments.
Program features include:

  • Below market rates
  • 2% rate for 6-year capital outlay notes
  • Annual payments
  • 100% financing

Key Opportunities:

  • School systems
  • Jails and hospitals
  • Water treatment facilities
  • Street lighting

 

Apply for an Energy Efficiency Loan

PATHWAY LENDING’S ENERGY EFFICIENCY BLOG FEED:

Energy Success Story: Albahealth

Success Story: Albahealth

Rural manufacturer finds ‘sew’ many savings with energy efficiency upgrades Located in rural Rockwood, Tennessee, Albahealth is the largest manufacturer of “patient safety footwear” in the world. While those thick socks with the rubber pattern on the sole is their main product, they knit and dye a variety of disposable medical apparel, including compression sleeves Read more
Commercial Loans to finance energy upgrade

EE Financing: Commercial Loans

Using a commercial loan to fund energy upgrades for your business or nonprofit When it comes to installing energy efficient or renewable energy upgrades in a business, nonprofit, or governmental entity, the first question is inevitably “how are we going to pay for it?” Education is a critical part of our mission here at Pathway Read more
Energy Project Financing Options: Overview

Financing Options for Energy Improvement Projects

New Blog Series: Energy Efficiency Project Financing Options for Businesses, Nonprofits, and Local Governments If you’ve read through our Energy Efficiency Loan Program page, you already know that Pathway Lending’s EE Loan program is tough to beat. Thanks to a program partnership with the State of Tennessee and Tennessee Valley Authority, we’re able to offer Read more

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