Energy Efficiency Loans

Loans that move businesses forward by cutting operating costs, improving cash flow, and boosting your bottom line. Our low-interest loans overcome the upfront barriers to implementing energy efficiency and renewable energy projects in Tennessee.

Why use Pathway Lending for your energy efficiency project? Up to 100% financing for projects ranging to $5 million

With over 200 projects financed, Pathway Lending is the leader in Energy Efficiency & Renewable Energy financing in Tennessee. Common projects we fund include lighting, solar, HVAC replacements, cool roofs and air compressors.

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We have different rates and terms based on your type of organization – here is how it works.

EE Loans for Businesses and Nonprofits

We offer energy efficiency loans to industrial, commercial, and private non-profit facilities. Key markets include private, locally-owned industrial businesses, hotels, auto dealerships, athletic & community centers.

Program features include:

  • Below market rates
  • 4% rate for 5 years or 6% rate for 10 years
  • Interest-only draw period
  • 100% Financing

EE Loans for Governmental Entities

We offer energy efficiency loans to local governments. Key opportunities for school systems, jails and hospitals, water treatment facilities and street lighting.

Program features include:

  • Below market rates
  • 4% rate for 6-year capital outlay notes
  • Annual payments
  • 100% financing


Energy Efficiency On The Blog

Client Profile: Power of Clean Energy

In the few short years since launching, Power of Clean Energy (PCE) has built a thriving business as a trusted energy efficiency consultant helping nonprofits, schools and churches across the Southeast save money with brighter, safer campuses, facilities, classrooms and worship halls. The Nashville firm has set itself apart in the fast-growing market with its

The Economic Opportunity of Energy Efficiency

Growing numbers of businesses across the United States are investing in energy efficiency. These efforts mean more than just energy savings – they can generate economic opportunity as well. A recent study from the American Council for an Energy Efficient Economy (ACEEE) shows the potential large-scale impact investments in energy efficiency can have on a