Pathway's Partners and Impacts


We are financing businesses and strengthening communities. Our mission-driven work generates opportunities for wealth creation and job growth in economically underserved communities.

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Hear our stories and dig into the impact numbers


The mission of Pathway Lending is to provide lending solutions and educational services that support the development, growth, and preservation of underserved small businesses, affordable housing, and sustainable communities.

Since 1999, we’ve aligned capital and business advisory services to help make opportunities a reality for hundreds of clients. We invite you to read our annual reports to learn more.

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Stakeholder Insights Report


This report is designed to help banks better understand how we can help meet your organization’s strategic goals and CRA requirements.

Pathway Lending supports bank partners throughout the region by providing a source of capital for underserved borrowers who may not qualify for traditional lending, and by helping bank partners meet their CRA requirements.


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Client Success Stories



At Pathway Lending, we genuinely love spreading the word about the victories our small business partners achieve with our support. Sharing their success stories is what fires us up, seeing firsthand how our lending fuels their growth and aspirations. It's these inspiring moments that drive us to continue championing more entrepreneurs on their unique paths to success.

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Becoming A Sock Star With Pathway Lending | Crescent Sock Company


Crescent Sock Company is a 121-year-old sock mill in rural Niota, Tennessee.  Founded to create jobs in its small community, it is now managed by the fourth generation of the founder, Cathy Allen, with support from her sister, Sandra Boyd, and nearly 100 employees. Strategically located near the train depot, the location was optimal for receiving raw materials and distributing finished goods in the early days.

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From The Court To The Chair: Legacy Barbershop


After committing to Middle Tennessee State University on a basketball scholarship in 2017, Gregory Dixon, founder and owner of Legacy Barbershop, anticipated being in the business of sports, not haircutting. Due to an injury before his season started, Gregory decided it was time to shift in a different direction and picked back up his old sport of cutting hair.

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Rooted In Style: The Success Of A Natural Affair


Following a seed of inspiration planted by her mother, TaKeisha Berry-Brooks decided to shift her career focus from hair stylist to full-time business owner when she opened A Natural Affair Beauty Lounge in Memphis, Tennessee in 2008. After witnessing her mother’s own natural hair journey, TaKeisha wanted to cultivate a space to serve clients with natural hair or those transitioning into natural hair styles that helped clients feel empowered to take hold of their natural beauty.

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Sip Sip, Hooray! How The Nashville Small Business Recovery Fund Helped Perfectly Cordial Scale


After owning a Nashville bartending service for several years, Rhonda Cammon found a recurring theme in her customer base: customers wanted the experience of drinking exciting craft beverages without the alcohol.

Leaning into her past work in hospitality, Rhonda brought to the table exactly what her customers needed, and in 2019 Perfectly Cordial was born.

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