Photo of Mr Gwin

Clint Gwin, fifteen year president of Pathway Lending, will provide advice to Bureau leadership on a broad range of consumer financial issues and emerging market trends.


NASHVILLE, Tenn. (Sep. 12, 2018) – Mick Mulvaney, acting director of the Consumer Financial Protection Bureau, appointed Tennessee small business leader Clint Gwin of Pathway Lending as a member of the Consumer Advisory Board, the CFPB announced on Friday, September 7.

Gwin, president of Pathway Lending, has been appointed as a member of the Consumer Advisory Board, which has traditionally played an influential role in advising the CFPB’s leadership on new regulations and policies. Gwin will serve a term of one year on the board.

The CFPB was created to provide a single point of accountability for enforcing federal consumer financial laws and protecting consumers in the financial marketplace. Before, that responsibility was divided among several agencies. Today its work includes, rooting out unfair, deceptive, or abusive acts or practices by writing rules, supervising companies, and enforcing laws that outlaw discrimination in consumer finance.

Since 2003, Gwin has lead Nashville-based Pathway Lending, a Community Development Financial Institution (CDFI) that provides loans to small businesses lacking access to traditional financing options throughout Tennessee, and as of 2016, the state of Alabama. During his tenure, the nonprofit lending and education organization has grown significantly, becoming the largest CDFI in the region with more than $135 million in assets. Pathway Lending has originated 1,250 loans totaling $250 million supporting over 700 businesses. In 2017 alone, the organization’s activities funded 107 businesses, educated 881 entrepreneurs, created 361 new jobs and retained 2,553 existing jobs in Tennessee and Alabama.

Through innovative partnerships with Tennessee Bankers Association, local banks, business support centers and state and local government, Pathway Lending is identified as a thought leader in the CDFI industry. As a member of the Consumer Advisory Board, Gwin will use his expertise to advise on policy relating to consumer regulations, small business lending and community and economic development.

“I am honored to be appointed by Acting Director Mulvaney to the CFPB’s Consumer Advisory Board.” said Gwin.  “I am reminded on a daily basis at Pathway Lending of how federal regulatory and financial policy impacts the citizens, businesses and communities we serve, and I look forward to working with my fellow Consumer Advisory Board members on issues facing consumers in the communities  Pathway Lending serves.”

The Consumer Advisory Board consists of 9 members. The newly appointed members include experts in consumer protection, financial services, FinTech, community development, fair lending, civil rights, and consumer financial products and services as well as representatives of community banks and credit unions. Advisory committee membership reflects the expertise across the range of issues under the Bureau’s jurisdiction. New members to the Consumer Advisory Board, listed below, will serve a one-year term.

  • Liz Coyle, Executive Director, Georgia Watch
  • Sameh Elamawy, Chief Executive Officer, Scratch Services, Inc.
  • Manning Field, Chief Operating Officer, Acorns
  • Jason B. Gross,   Chief Executive Officer, Petal
  • Clinton B. Gwin, President and CEO, Pathway Lending
  • Ronald A. Johnson, President, Clark Atlanta University
  • Brent Neiser, Senior Director of Strategic Programs and Alliances, National Endowment for Financial Education
  • Sophie Raseman, Director of Product, Brightside
  • Luz Urrutia, Chief Executive Officer, Opportunity Fund

About Pathway Lending

Based in Nashville, Pathway Lending is a Community Development Financial Institution (CDFI) as certified by the U.S. Department of the Treasury that serves Tennessee and Alabama. Founded in 1999, Pathway Lending supports the long-term growth and development of entrepreneurs lacking access to traditional financing through flexible loans and hands-on technical assistance. To date, Pathway Lending has made more than $250 million in loans and delivered over 50,000 hours of technical assistance. For more information, visit

About the Bureau of Consumer Financial Protection

The Bureau of Consumer Financial Protection is a 21st century agency that helps consumer finance markets work by regularly identifying and addressing outdated, unnecessary, or unduly burdensome regulations, by making rules more effective, by consistently enforcing federal consumer financial law, and by empowering consumers to take more control over their economic lives. For more information, visit