Pathway Lending Programs

We’re more than just a lender. We offer a wide variety of financial solutions and educational services to help entrepreneurs start or grow a business.

Small Business Loan Programs

A better choice! Business loans that move you forward by cutting operating costs, improving cash flow, and boosting your bottom line. Our loans feature up to 100% loan to value, extended amortization, competitive interest rates, ranging from $5,000 to $5 million.

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Energy Efficiency & Renewable Energy Loans

Cut operating costs and improve your cash flow with our low-interest loans! With more than 200 projects funded across the state, we are the leaders in financing energy efficiency and renewable energy projects in Tennessee. Up to 100% financing for projects ranging from $20,000 to $5 million.

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Multifamily Housing Loans

Delivering safe and affordable housing across Tennessee. Long-term, permanent financing for the acquisition, development, rehabilitation, and refinance of affordable multifamily housing in Tennessee. Includes family, elderly and special needs housing communities.

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TBDC SBA 504 Loans

A powerful economic development loan program that offers another avenue for small business financing, while promoting business growth, and job creation. We offer small businesses long-term, fixed-rate financing used to acquire fixed assets for expansion or modernization.

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The VBOC at Pathway Lending serves transitioning service members and veterans of all eras, other members of the military entrepreneurship community, including active duty service members, National Guard and Reserve component members, and military spouses who aspire to be or are existing business owners.

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Looking for practical training to start, manage, or scale your business? Visit the Pathway Women’s Business Center for hands-on and customized resources to meet the needs of each entrepreneur’s business, no matter their experience or stage in business.

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