Success Story: Ha.Le’ Mind and Body

Entrepreneur changes clients’ lives one movement at a time at integrative healthcare practice Janice Cathey immigrated to America from Vietnam at young age. Growing up, her mom was always offering soups and broths and tinctures and all sorts of salves to cure coughs and ward off illness. “I didn’t see it as medicine at the

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Ways to Fund Your Business: Bootstrapping

How to bootstrap your business Bootstrapping means starting or growing your business with the resources you already have, without the use of outside funds. Here is a helpful article from Intuit QuickBooks on how to bootstrap a small business. Methods of bootstrapping your business include: -Personal Savings/Debt Many entrepreneurs budget carefully to build up their

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Ways to Fund Your Business: Find an investor

Why investors seek small business owners to invest in and the risks you’ll face If you’ve ever watched Shark Tank, you may think this is how investors operate. While investors are great when looking to fund your small business, typically, it’s difficult to maintain control over the future direction of your business. Investors buy ownership

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Ways to Fund Your Business: Launch a crowdfunding campaign

Explore a modern way to fund your business in crowdfunding Crowdfunding is a newer form of funding that puts some excitement into raising money for new products and/or business ideas. This kind of lending allows for the account creator to gain funds by asking for the support of family, friends, and fans. Websites like Kickstarter.com and

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Ways to fund your business: Apply for a loan

When and how to use a small business loan to grow your business The bank is the first place many small business owners go for startup capital or a line of credit to grow their business. Before you pursue an online loan or launch a crowdfunding campaign, talk to your personal banker to learn what

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How to buy an existing business in 8 steps

Want to buy an existing business? Here’s what you need to know. Buying an existing business has many advantages over starting an entirely new one. Existing businesses typically already have employees, clients, inventory, processes, cash flow, and historical financial performance. While operations can begin right away, buying an existing business presents several challenges that should

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5 Cs of Credit

The 5 C’s of Credit

What do lenders consider when they review loan applications from business owners, startups, and entrepreneurs? Most financial institutions follow a common set of criteria when assessing a loan request, often referred to as “the 5 C’s of credit.” What are the 5 C’s of credit, you ask? The five C’s of credit are: 1. Character,

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5 Reasons Small Businesses Are Rejected For Loans

5 Reasons Small Businesses Are Rejected For Loans

…and what you can do about it. Of small businesses that applied for financing in the first half of 2014, only half received any amount, according to a survey by the Federal Reserve Banks of New York, Atlanta, Cleveland and Philadelphia. Here are some of the top reasons why small business owners are turned down

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